The My Benefit Advisor PEO

Significant Savings on Benefit Costs

We are proud to announce our Professional Employer Organization (PEO) solution to help employers lower employee benefit costs and reduce several administrative burdens so you can focus on what matters most: growing your business.

What is a PEO?

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What is a PEO?

A Professional Employer Organization (PEO) partners with small businesses to streamline human resources, employee benefits, and payroll administration under a co-employment model. The advantage is a significant cost savings and a reduction in administrative duties for the employer. To achieve this, employees are listed under the PEO for tax and compliance purposes, while the employer retains control over work duties, including hiring and firing decisions.

A PEO assumes certain rights, responsibilities and risks for your company. Businesses across the U.S. have discovered the value of PEOs because they provide:

  • Relief from the burden of employment administration
  • A wide range of personnel management solutions through a team of professionals
  • Improved employment practices, compliance and risk management to reduce liabilities
  • Access to a comprehensive employee benefits package, allowing clients to be competitive in the labor market
  • Assistance to improve productivity and profitability

What Specifically Does a PEO Do?

Select a category to see a summary of activities that will handled by the MBA PEO:

  • Recruiting, interviewing, and screening
  • Job descriptions
  • Hiring and terminating procedures and support
  • Performance review training
  • HR training for managers and employees
  • HR policy development
  • Employment practices review
  • Employee handbook development
  • Managers’ manual development
  • HR records
  • Compliance: EEO (federal and state) Wage and Hour, Immigration
  • Unemployment claims management
  • Online access to HR Information System, including reporting
  • Medical, dental disability, life, and other health and welfare benefits
  • ACA compliance
  • Benefits package coordination and communication
  • 401k and 529 plan coordination
  • COBRA administration
  • HIPAA compliance
  • Flexible Spending Accounts (dependent care, un-reimbursed medical, etc.)
  • Employee Assistance Plan (EAP)
  • Open enrollment meetings
  • New hire employee enrollments
  • Maintaining employee documents and files
  • Voluntary benefits (Income/Critical Care/Accident Protector, MetLife, etc.)
  • Commuter benefit plans
  • Additional employee perks and discount program
  • Payroll processing
  • Tax filing (federal, state, and local)
  • Direct deposits
  • New hire reporting to states
  • Wage garnishment processing
  • Paid time-off tracking
  • Employment verifications
  • W-2, W-4, I-9 processing and maintaining employee files
  • Web access for employees
  • Web access for managers
  • Employment Practice Liability Insurance (EPLI)
  • Accident investigation
  • Background checks
  • Safety training
  • Job hazard analysis
  • Return to work programs
  • OSHA compliance
  • Experience modification and claims review
  • Pay as you go premium (no client audit)
  • No down payment
  • Workers’ compensation coordination (job descriptions, light duty, return to work programs)
  • Workers’ compensation claims administration and filings
  • Injured employee communication and follow up

Additional Information

Abel HR is administering the MBA PEO and operates in over 40 states with thousands of current clients. They are a proudly family-owned and operated company that was founded in 1992 and has passed and met all requirements for the collection and payment of federal employment taxes.

AbelHR: A Certified PEO

Abel HR takes its responsibility to its clients very seriously and has gone through the rigorous process to obtain certification from the IRS and become recognized as a Certified Professional Employer Organization (CPEO). This certification means the PEO has voluntarily undergone the scrutiny of the IRS and that the federal government is endorsing the financial stability of the PEO.

It also means the CPEO is responsible for all federal, state and local payroll tax payments and filings. In addition, the CPEO is 100 percent held accountable for federal employment taxes, which protects the client. All Federal and state payroll tax filings are submitted under the CPEO’s Employer Identification numbers. The tax liability lies squarely with the CPEO and if there ever is an issue, the responsibility falls on the CPEO to work with the IRS. When a client contractually works with a CPEO, the client cannot be held liable for federal taxes and the IRS cannot seek relief from the client for taxes owed.

As an industry-leading best practice, Abel HR also has its financial statements along with all state and federal tax liability jurisdictions audited on a monthly basis by independent auditors for an added level of assurance that all payroll taxed taxes were paid and paid timely.